Are you considering to have a new health insurance?

We offer international and established local health insurances with a wide range of plans to suite your circumstances.

Before looking up different insurances, we recommend you to check the following points.

First, there are health insurance companies, which refuse to insure people who spend more than two years working abroad (e.g. Switzerland). To make sure that you still benefit of full coverage while living abroad, we recommend you to ask your existing insurance company for a written confirmation.

Second, you should know what coverage you wish to benefit from. You generally decide from the following treatments:

• Inpatient (hospital)
• Outpatient (ambulant)
• Maternity
• Chronic conditions
• Pre-existing conditions
• Alternative medicine treatment
• HIV/AIDS
• Dangerous sports
• Dental and vision benefits
• Personal accident (death/disability)

Last but not least, you have to decide a new health insurance whether on a worldwide coverage or on a limited treatment area (e.g. excluding the USA, Japan and Hong Kong). All insurances provide free choice of hospital, doctor and specialist, and most of them offer deduction options to reduce your premium load. However, guaranteed lifetime renewal and age limit for application vary considerably.

Now, please go to the following pages for more information. You may also choose a page from the menu on the left.